Personal Narrative A Safer Way To Invest - 1347 Words

A Safer Way to Invest Retirement, when most people think of saving for retirement the first thing that comes to their minds is usually a 401(k), especially when some companies offer incentives. What most don’t know is there are other ways to save for retirement, ways that can benefit you in the long run. Although 401(K) may sound intriguing at first glance, a Money Market IRA in conjunction with a High-Yield Savings account will guarantee your retirement, will be upfront and honest without all the hidden fees, and will be available to you to withdraw when you need to borrow some of your own money! Lets put your retirement money where it works for you! Guarantee! With a Money Market IRA in conjunction with a High-Yield Savings account, you†¦show more content†¦The plan fees are costing employees around the country a small fortune behind the scenes. Evaluating 401(k) Plan Fees (Geller S. M., 2015) states under the section Hidden or Excessive Fees that Investment Managers pay distributors and service providers as an incentive to recommend their investments! In paragraph six of the same article, it states: Plaintiffs in excess-fee complaints have alleged that plan sponsors have not sufficiently scrutinized compensation and revenue-sharing arrangements, to the detriment of participants; such actions violate the Employee Retirement Income Security Act of 1974 (ERISA). Recent lawsuits have claimed that plan sponsor boards, officers, and other in-house plan fiduciaries have breached their fiduciary duties by failing to investigate plan transactions that resulted in excessive fees. (Evaluating 401(K) Plan Fees by Sheldon M. Geller, 2015) Furthermore, this article doesnt even go into the administrative fees that you pay yearly; it just shows you how dishonest some 401(k) plan investment fees can rack up. When you decide to go with a Money Market IRA and a High-Yield Savings Account you are given all of the fees up front. Therefore, you have control over which account or Money Market IRA to choose based on the information provided to you before you commit. Availability! Dont get charged to borrow your own money; you have earned that money! According to Dayana Yochim, in myth 4 A 401(k) loan is better than a traditionalShow MoreRelatedIn An Rsa Video, Brenà © Brown On Empathy, Brenà © Explains1655 Words   |  7 Pagesbeing in touch with our personal emotions in order to understand someone else s. This also requires putting ourselves aside in order to assist. 4. Communicating emotion — To communicate our understanding of the individual’s feelings and saying things such as, â€Å"I ve been there, and that really hurts,† or â€Å"It sounds like you are in a hard place now. Tell me more about it.† rather than, â€Å"At least...† or â€Å"It could be worse...†. (Brown 2013) Character engagement within a narrative utilises many of theRead MoreDomination and Resistance of Culture Essay1282 Words   |  6 Pageschange social norms. Punks bizarrely wore ordinary objects to embellish their membrane and trashy clothing. This subculture gained their effectiveness from shock, confusion and dismay of society. This subculture has become one of the most widespread narratives of capitalism. So what really is culture? Culture is a style within a society that concludes all meanings of a social experience. The culture behind technology is influenced by domination and resistance. Owning the latest technology or any technologyRead MoreInside Job Analytical Report3567 Words   |  15 Pages2008, described in the documentary. Based on my analysis, the subject of Inside Job is the global financial crisis of 2008. It features research and extensive interviews with financiers, politicians, journalists, and academics. 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This narrative is implemented in the outline of ELAL s marketing agenda, ever claiming that it is Israel s nationalRead MoreSolution Manual For Management Leading And Collaborating In A Competitive World 11th Edition Bateman Snell8749 Words   |  35 Pagesnew products. As technology evolves, new industries, markets, and competitive niches develop. b. New technologies provide new production techniques. Sophisticated robots perform jobs without suffering fatigue. c. New technologies also provide new ways to manage and communicate. Computerized management information systems (MIS) make information available when needed. C. Laws and Regulations 1. U.S. government policies both impose strategic constraints and provide opportunities. 2. GovernmentRead MorePatient Consent: Three Acceptable Methods for Electronic Records5752 Words   |  23 Pagespatient consent also falls into that category. The goal of this type of consent is to make sure that patients can get the treatment they need quickly and efficiently, and that any hospital or doctor can access the records in that same manner. That way, patients get what they need and doctors are not as pushed for time and information. That allows them to better help their patients and save more lives. Addressed here are three methods for electronic patient consent. While this is part of a patientsRead MoreTechnology in Hotel Industry14045 Words   |  57 Pagescomponent of innovative capabilities, and that in this process, the organizational capabilities and social capital embedded in individuals play an important role. While the processes that lead to the creation of new knowledge are quite well tackled, the ways to govern employees in aim to support knowledge sharing a re not so well understood. Considering that the employees of a ï ¬ rm are the ones that hold a lot of relevant knowledge (although some of it can also be found in the routines, practices, technologiesRead More65 Successful Harvard Business School Application Essays 2nd Edition 147256 Words   |  190 Pagesessays, and write critiques and chapter introductions: Aastha Gurbax and Uma Subramanian from the Class of 2008 and Will Boland, Linda Dempah, and Zachary Surak from the Class of 2009. We thank all the HBSstudents and alumni who kindly shared their personal es... says.We would also like to thank the staff of the Harbus, including Lauren Sullivan, Marianne Bakula, and Christie Cuthbert, for their encouragement and support. Lastly, we would be remiss if we did not express our gratitude for assistance